Latent Defects Insurance

Latent Defects Insurance is a type of cover for new build Commercial and Residential premises and is also known as New Home Warranties. The Council of Mortgage Lenders requires you to have this type of insurance for all new build residential open market sales. It covers defects which appear within the structure after practical completion. These can be failures in design, build or materials during construction and they may not be detected until years after the initial completion date. Latent Defects Insurance offers protection to homeowners for what can be very costly issues to rectify with their home.

What cover is available?

We can accommodate the following types of risks:

  • Commercial buildings
  • Residential buildings
  • New Builds
  • Renovations
  • Conversions, extensions and Refurbishments
  • Grade 1, 2 Listed Buildings and Hotels
  • Permitted Developments

Please download and complete the enquiry form if you require latent defects insurance:

Download form

Reach Us

Here are our office contact details:

Allsop Commercial Services, Ropery House, 2 Ropery Road, Gainsborough Lincs DN21 5PT

01427 671606


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© 2022 Allsop Commercial Services | Authorised and regulated by the Financial Conduct Authority Registration No: 308431

S. Allsop Limited trading as Allsop Commercial Services (ACS)
Registered Office: Ropery House, 2 Ropery Road, Gainsborough, Lincolnshire, DN21 5PT | Company Registration No: 3159299